individual borrowers

A six-month moratorium will be given to all individual borrowers whether they are from the B40, M40 or T20 groups, or micro-entrepreneurs.

Muhyiddin said the govt through BNM has so far managed to reduce the burden of 1.4 million affected individual borrowers and SMEs.

The borrowers must submit their applications as the moratorium process is no longer automatic as previously.

The number of individual borrowers who continue to repay loan installments and opt-out of the moratorium facility increased to 601,000 in July 2020 from 331,000 in April.

To-date, more than 7.7 million individual borrowers and more than 243,000 businesses or 95 per cent of SME borrowers have benefited from the moratorium.

The income limit of individual borrowers for My First Home Scheme will be increased from RM3,000 to RM5,000 per month effective January.

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