six-month moratorium

The bank has requested the customers to apply for the plan via the Maybank2u COVID-19 Repayment Assistance page.

The six-month moratorium offered through PEMULIH is estimated to bring relief of up to RM80 billion to individual and business borrowers.

The Association of Banks in Malaysia (ABM) and Association of Islamic Banking and Financial Institutions Malaysia (AIBIM) member banks will be offering a six-month moratorium from July 7.

A six-month moratorium will be given to all individual borrowers whether they are from the B40, M40 or T20 groups, or micro-entrepreneurs.

Although the moratorium is automatic starting April 1, the borrowers' consent is still legally required.

No additional interest/profit charges will be imposed on borrowers with conventional hire-purchase loans or Islamic fixed-rate financing during the six-month moratorium period.

Hire purchase customers who choose to take up the six-month moratorium from April 1 to Sept 30, 2020 will have an option in terms of repayment, says the Association of Banks in Malaysia (ABM).

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