borrower

Datuk Rubiah Wang said the move is imposed on borrowers overdue by three months and is only applicable within MARA's management.

At the same time, troubled borrowers can get free advice and loan repayment assistance through the Credit Counseling and Management Agency.

PTPTN has provided various channels for borrowers to make repayments including online through the myPTPTN application and internet banking.

Ahmad Hariza said for the present time, the interest rate charged to borrowers is seen to be very high.

Ismail Sabri said the government also agreed to provide loans for the purchase of laptops to PTPTN borrowers in the M40 group.

Four men appeared on charges of criminal intimidation, wrongful confinement and committing mischief against 11 borrowers of money from illegal money lenders or 'Ah Long'.

BNM has expressed its concerns over the financial resilience of some segments of household borrowers that highly leveraged and have lower financial buffer.

The campaign requires borrowers to repay a minimum amount using their preferred channel to qualify for the rewards offered.

The three discount incentives for borrowers were a relief with many taking the opportunity to to settle their outstanding balance.

Borrowers of the PTPTN who are affected by the floods can apply to defer their repayment from tomorrow until March 31, 2022.

Affected borrowers can apply (for the loan deferment) to PTPTN from Dec 28 to March 31, 2022, Noraini said.

Ismail Sabri said banks were requested to continue assisting borrowers facing financial difficulties in repaying their loans and to postpone legal action against defaulting borrowers.

They were among 2,424,009 borrowers who had completed their studies and were supposed to repay their loans amounting to almost RM24.6 bln.

So far 2.4 million of the borrowers have completed their studies and by right PTPTN should receive almost RM24.6 billion in loan repayments.

The decision to approve any loan application would depend on the bank's assessment of the borrower's ability to pay.

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